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All the fees you need to know about when selling a property

July 21, 2025 | Selling

Do you want to sell or let a property?

Book a free property sales or letting valuation today with your local Armaani agent

Front view of a brick house with a two-car garage, surrounded by trees and a well-kept lawn.

All the fees you need to know about when selling a property

Selling a property comes with several costs, and it’s important to understand them before you begin. At Armaani Estates, we believe in keeping things simple and transparent for our clients. That’s why we offer a fixed-fee service starting from just £1,499, giving you a full-service experience without percentage-based surprises.

Here’s a breakdown of the typical costs involved when selling your home:

Preparing Your Home for Sale

Before listing your property, it’s worth investing a bit of time (and possibly money) into presentation. First impressions count — even small updates can make a big difference.

You don’t need to spend thousands. Simple improvements like cleaning, repainting with neutral tones, tidying the garden, and decluttering can help attract better offers and speed up the sale. Full renovations like kitchens or bathrooms aren’t always necessary and often don’t return full value before a sale.

EPC (Energy Performance Certificate)

By law, you must have a valid EPC before your property goes on the market. This shows potential buyers how energy efficient your home is.

You can expect to pay between £35 and £150 for an EPC, depending on the size and type of property. We can arrange this for you as part of our service.

Mortgage Fees

If you have an existing mortgage, you may face a few costs depending on how you manage your loan during the sale:

Porting your mortgage to a new home can involve affordability checks, a valuation fee, and possibly an arrangement fee.

Re-mortgaging, especially within a fixed-rate term, may trigger early repayment charges — typically 2% to 5% of the outstanding balance — along with any lender exit fees.

Estate Agent Fees

At Armaani Estates, we keep things simple and affordable. We’re a fixed-fee agency — no percentages, no surprises. Our full service starts from just £1,499, giving you access to:

  • Professional photography

  • Listings on major property portals

  • Accompanied viewings

  • Offer negotiation and sales progression

  • A dedicated agent throughout the process

You get the same expert service found at traditional high street agencies — without paying thousands in commission.

Legal Fees

Once an offer is accepted, you’ll need a solicitor or conveyancer to handle the legal aspects of the sale.

Fees for legal services usually range from £400 to £1,500 depending on the complexity. Selling a leasehold property will usually cost an additional £100 to £300 due to extra legal work.

There are also some fixed admin charges you may need to budget for:

  • Title deeds from Land Registry: £7–£25

  • Property fraud protection fee: approx. £10

  • Land Registry transfer fee: £200–£300

  • Bank transfer fees: £20–£30

  • Anti-money laundering checks: £8 per person

We work with trusted legal professionals and can refer you to affordable, experienced firms.

Stamp Duty (on your next home)

While sellers don't pay Stamp Duty on the property they are selling, it’s an important cost to consider if you're also buying another home.

Stamp Duty Land Tax (SDLT) is charged on purchases over a certain price threshold, and the rate depends on the property value and whether it’s your primary residence or a second home.

If you’re selling and buying, make sure you factor this into your overall budget.

Moving Costs

Once your home is sold, the last major cost is moving. You can hire a professional removals company or do it yourself.

Professional movers typically charge between £250 and £4,000 depending on the distance, volume of belongings, and whether you need packing help. DIY options are cheaper but still involve costs like van rental, fuel, packaging, and insurance.

We can connect you with reliable removal partners to make your move smoother.

Why Sell with Armaani Estates?

We offer the same professional service as high-street agents — but at a clear, fixed fee starting from £1,499. No hidden charges, no commissions. Just expert support, from valuation to completion.

Ready to sell? Get in touch for your free, no-obligation valuation today.

Contact Armaani Today

Home>>Guides>> All the fees you need to know about when selling a property

All the fees you need to know about when selling a property

June 31, 2025 | Selling

Front view of a two-story brick house with a double garage, front steps, and a small front lawn with two trees; one on each side of the house, in a suburban neighborhood.

Making an Offer on a New Home Before Selling Yours

Thinking of securing your next home before selling your current one? It’s possible, but comes with challenges. Understanding how to balance both transactions can help you stay ahead in the property market.

Sellers typically prefer buyers who are financially prepared, so having your property listed—or ideally under offer—will strengthen your position.

To help you navigate this process, Armaani Estates has crafted expert strategies for a seamless transition.

Start your journey today with a free property valuation or connect with our expert team.

Understanding the Property Chain

A property chain forms when multiple buyers and sellers are interconnected, each transaction depending on another. Delays in one deal can slow down the entire chain.

If you find yourself in this situation, careful planning is crucial. Consider potential financial risks, such as covering two mortgages temporarily. For tailored financial guidance, consult our trusted mortgage advisors.

Related: How to Transfer Your Mortgage to a New Property

How to Manage Buying and Selling at the Same Time

Step 1: Assess Your Property’s Value

Before listing your home, get an expert valuation to understand its worth and attract the right buyers.

Step 2: Partner with a Skilled Estate Agent

Choose an agent with in-depth local knowledge who can facilitate both transactions efficiently. Armaani Estates offers bespoke services tailored to your needs.

Step 3: Explore Financing Options

If timelines don’t align, bridging loans or other financial solutions can cover gaps between selling and buying.

Step 4: Organise Your Documentation

Gather essential paperwork, including mortgage agreements, proof of funds, and identification, to streamline the process.

Step 5: Evaluate Your Budget

Factor in additional costs such as legal fees, moving expenses, and property surveys. Use Armaani Estates’ financial tools to plan ahead.

Step 6: Keep Your Home Market-Ready

Ensure your property remains in top condition for viewings to attract potential buyers quickly.

Step 7: Research Your New Area

Familiarise yourself with property values, amenities, and market trends before making an offer.

Step 8: Schedule a Home Inspection

A professional property survey can identify potential issues, ensuring you make a sound investment.

Step 9: Stay Informed on Market Trends

Understanding property market shifts can enhance your negotiation strategy and decision-making.

Step 10: Secure Pre-Approval for a Mortgage

Speak with lenders or mortgage brokers to determine your borrowing capacity before making an offer.

Step 11: Be Adaptable

Recognise that every buyer and seller has their own timeline, and flexibility can facilitate a smoother transaction.

Step 12: Negotiate Smartly

Approach negotiations confidently to secure favourable terms for both your sale and purchase.

Step 13: Exercise Patience

The buying and selling process can be unpredictable—trust in your agent’s expertise and stay patient.

Step 14: Maintain Clear Communication

Regular updates with your agent, lender, and solicitor can prevent misunderstandings and keep the process on track.

Step 15: Have a Backup Strategy

Prepare for contingencies, such as temporary rental accommodation, to avoid unnecessary stress.

Navigating simultaneous property transactions can be complex, but with Armaani Estates by your side, you can move forward with confidence. Our dedicated team ensures a seamless experience from start to finish.

To take the first step, book a free valuation or consult our experts today.

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Need to Sell or Let a Property?
Book a free consultation with Armaani Estates today.

Contact Armaani

Do you want to sell or let a property?

Book a free property sales or letting valuation today with your local Armaani agent

Group of young adults laughing and working together at a table in a library or classroom with bookshelves in the background.

Are you prepared to either sell or let your property?

Your local agent is specialised in giving you the most precise and distinctive sale or rental valuation. Book a free valuation with your local agent today.

Group of young adults laughing and working together at a table in a library or study room, with bookshelves filled with books and files in the background.

Are you prepared to either sell or let your property?

Your local agent is specialised in giving you the most precise and distinctive sale or rental valuation. Book a free valuation with your local agent today.